NALC Branch 725
Gerry Gallagher, Director of Health Benefits / MBA

October 24, 2017

OPM has announced Open Season dates for 2018
Start November 13, 2017 closing date is December 11, 2017
NALC Health Benefit Plan rates for 2018 are as follows
self only $72.42
self and family $ 157.36
these rates are bi weekly
self only $ 170.71
self and family $ 374.68
these rates are monthly

Please remember the codes for your plan and don't forget you need your pin
self only code is 321
self and family code is 322
Please remember to disregard the self plus one rates they are not cost effective
If you have more than one person in your family to be covered just select self and family
Also this year on the back of the brochure we NALC rates will be listed under category 1
Any and all changes to the plan in 2018 can be found in the brochure Section 2 Page 17
The  plan that you have selected is the High Option Plan
How to join the plan during open season
Active-postal ID number and your USPS PIN are needed
PostalEase 877-477-3273 enter option 1
Annuitants and Retirees
Enroll by calling Employee Express 800-332-9798
OPM's Open Season website
Fill out a 2809 mailing address is
OPM Open Season Processing Center
P..O. Box 5000
Lawrence, KS. 66046-0500
For further instructions on enrolling annuitants and retirees can call the
Retirement Information Center at 888-767-6738

January 9, 2016

NALC Mutual Benefit Association Rates for 2017

MBA Retirement Savings Policy

Current rate for 2017 is 3.25%

If you had the policy before 2015 your rate for 2017 is 3.50%

If you had the policy before 2000 your rate for 2017 is 4.50%

All things considered these rates continue to exceed the
interest rates offered by most if not all financial institutions.

November 5, 2016

NALC Health Benefit Plan 2017 Rates

Click Here to see 2017 Rates

2017  Helath Plan Brochure

Click Here

November 5, 2015

Health Benefit Plan Update

Self Plus One enrollment option has been added for 2016.  Even if the Self Plus One option applies to you, you can still remain in Self And Family and have to do nothing
during Open Season.  

Changes for 2016

Page 1

Page 2

September 30, 2015

OPM announces Open Season dates

Open Season will start November 9, 2015 and will close December 14, 2015

NALC  rates for 2016 are as follows
Active carrier
self only 60.69  -2.22 a pay
self and family 131.71  +7.16 a pay
self plus one 136.67
these are bi-weekly amounts

self only 157.19  -9.51 a month
self and family 343.82  +6.47 a month
self plus one 351.60
these are monthly amounts

codes are
321 self only
322 self and family
323 self plus one

Please check back later as I will have any changes
for the NALC health plan in 2016

March 4, 2015

Cigna Plus Savings Dental Program

For those of you with the NALC Health Benefit Plan you will be enrolled in the Cigna Plus Savings dental program if you take the Health Risk Assessment in order to do that
here is what you need to do go to Nalc HBP then High Option Plan then member resources then hit take health risk assessment you will need to register with a Id and
password then you are set to take the health risk assessment when finished you will receive a letter from the NALC thanking you for completing the Health Risk
Assessment and that you are enrolled in the Cigna Plus Savings Dental program and that your  membership cards will be in the mail in about two weeks if you have any
problems you will need to call

1 800 569 5242

October 10, 2014

                 NALC Health Plan Rates for 2015 announced.                                   

NALC 2015 Health Plan Brochure

NALC Rates for 2015

September 7, 2014

The Office of Personnel Management (OPM) officially announced the dates for the 2014 FEHB Open Season which will run from Monday, November 10, 2014 through
Monday, December 8, 2014.

During the annual Open Season, employees can take the actions listed below for the Federal Flexible Spending Account Program (FSAFEDS), Federal Employees Dental
and Vision Insurance Program (FEDVIP), and the Federal Employees Health Benefits (FEHB) Program.

Enroll in a flexible spending account -- a health care and/or dependent care account, under the FSAFEDS Program. Unlike with other programs, employees MUST reenroll in
FSAFEDS each year to participate. Enrollments DO NOT carry over from year to year.

NOTE: The maximum annual election for a Health Care Flexible Spending Account and the Limited Expense Health Care Flexible Spending Account is $2,500 for the 2015
Benefit Period. The maximum annual election for a Dependent Care Flexible Spending Account is $5,000 for the 2015 Benefit Period. The minimum election for the flexible
spending accounts has changed from $250 to $100 for the 2015 Benefit Period.
Click Here to contact
Gerry Gallagher.
MBA Brochures, Applications and Forms
U.S. Office of Personnel Management Healthcare
Plan Information
2018 NALC Health Plan Brochure
open season site
Cigna Plus
Denist lookup tool
Mutual Benefit Association

October 29. 2017

A New Day for the Civil Service
Federal Benefits Open Season
(Federal Employees Health Benefits and Federal Employees Dental & Vision Insurance Programs)
November 13, 2017 through December 11, 2017
This is the only notification you will receive regarding Open Season
If you are satisfied with your current health plan, you do not need to do anything
It's quick and easy to request health benefit changes and plan information.
- Go to Open Season Online at
- Call Open Season Express at 1-800-332-9798
- Write to us at:   
FEHB Open Season Processing Center

P.O. Box 5000

Lawrence, KS 66046-0500
For General Open Season information, click the above link to use Live Help or send a secure webmail message.
For information on comparing health plans visit
For more information regarding the Patient Protection and Affordable Care Act's requirement visit
For information on the Federal Employees Dental & Vision Insurance Program (FEDVIP) visit the secure enrollment website or call 1-877-888-3337, TTY
For more information on Open Season or health care reform legislation, visit
For information on Medicare, visit
This is the only notification you will receive unless you request additional information be mailed to you.
If you are having trouble reading this email you may copy and paste the following link into a web browser's address bar:
Please do not reply to this email. The Office of Personnel Management will not respond as it is not a monitored mailbox.
United States Office of Personnel Management
Quick Link to site to compare plans

November 13, 2017

Reminder Open Season started today November 13, 2017 and ends on December 11, 2017 so GET STARTED !

For those of you who have the NALC Health Benefit Plan and either never received your CVS Extra Care Health card or may have lost your card call 888-543-5938 to request
a card.  Also when you have the NALC Health Benefit Plan and you take the Health Assessment when completed you will be given a choice of:

1 Enrollment in Cigna Plus Savings discount dental program self only when one completes the Health Assessment and family Cigna Plus Savings discount dental program
when two or more complete the Health Assessment NOTE you must be 18 or older to complete the Health Assessment any questions call 877-521 0244.

2  Waiver of two $20 medical office visit co payments when one covered member completes the Health assessment Waiver of four $20 medical office visit co payments
when  two or more (including the member) complete the Health Assessment.

3 A wearable activity tracking device (limit 2 devices per enrollment) To take the Health Assessment go to click on High Option Plan then click on Health
Assessment you will need to register with an ID and Password if you have taken the Health Assessment in the past your information should be saved.

Thanks again for your time and remember this is YOUR union Health Plan !

Any Questions call the Union Office @ 610-461-8333 and Rhonda will get your concerns to me or you can reach me @