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Health Benefits



Rick Murphy

Director of Health Benefits / MBA



Open Season starts Monday, November 10, 2025 through Monday, December 8, 2025


Compare PSHB Premium Prices


2025 NALC Health Plan Premiums


2025 NALC Health Plan Brochure


2025 Summary of Benefits and Coverage (SBC)


NALC High Option Plan - Aetna Medicare Advantage


Mutual Benefit Association


MBA Brochures, Applications and Forms


Open Season Site


Quick Link Site To Compare Plans


Cigna Plus Dentist Lookup Tool


Frequently Asked Questions


Updated explanation of the Medicare and health care provisions of H.R. 3076


Place Your Order for Free At-Home COVID-19 Tests


Telehealth Virtual Visits



December 3, 2024


Getting Started: Enrolling in Postal Service Health Benefits



OPM has extended Open Season for the Postal Service Health Benefits Program through Friday, December 13th



November 9, 2024


Cost Comparison Chart



January 26, 2022

Medicare, FEHB webinar to be held



Postal Service employees can participate in an upcoming webinar to learn about Medicare and the Federal Employees Health Benefits (FEHB) Program.


The session, “Medicare and FEHB,” will be held Monday, Jan. 31, at noon EST.


Representatives from GEHA, a not-for-profit provider of health plans for federal employees, will conduct the webinar.


The session will explore how Medicare works with FEHB plans, with specific information on Medicare parts A, B, C and D.


Participants must register before the event on the webinar website. After signing up, directions for accessing the session will be emailed to each registrant.


Following the webinar, every registrant will receive an email with a link to an archived recording, along with the slides presented.


Participation is voluntary. Nonexempt employees may only participate off the clock or during authorized breaks.


For more information, email the USPS Health and Wellness team.



January 14, 2022

Over-the-Counter (OTC) COVID-19 Diagnostic Tests



Effective January 15, 2022 - Coverage for over-the-counter (OTC) at-home COVID-19 diagnostic tests


For tests purchased on and after January 15, 2022, the Plan will cover FDA-authorized over-the-counter at-home COVID-19 diagnostic tests without any cost-sharing requirements, prior authorization, or other medical management requirements, regardless of whether ordered by a health care provider. Reimbursement will only be provided for tests purchased from a pharmacy or a retailer and is limited to eight (8) tests per covered person per 30-day period, unless prescribed by a health care provider.


Coverage will be limited as permitted by law, and restrictions will be explained in upcoming notices. The Plan is working on the implementation of this new benefit, and we will provide additional information regarding how to take advantage of this benefit soon. In the meantime, please keep receipts of all purchased tests and call the Plan at 888-636-6252 (NALC) for further information on how to obtain reimbursement.



October 7, 2021

2022 Cost Comparison Chart



Here is a cost comparison chart for NALC Health Plan Vs. Blue Cross Blue Shield. More information on all Health Plans and the NALC Health Plan Brochure will be posted when it is made available to us.



February 5, 2019

Health Assessment



Don't forget as a member of the NALC Health Benefit Plan you should take the Health Assessment questionnaire it only takes about 10 minutes click on the link below.


https://www.nalchbp.org/high-option-plan/member-resources/health-risk-assessment